Knowing The Story Behind Progressive Auto Insurance

If you have only recently learned about Progressive Auto Insurance because of their television ads and funny spokeswoman, you might be interested to know they have been in the business since 1937. In fact, it is only in recent years that Progressive Auto Insurance has become better known to the average consumer, but they have been writing policies for many drivers, over the years. Based outside of Cleveland, Ohio, they have more than 28,000 employees in over 450 offices, but you can purchase coverage online, over the phone or through independent insurance agents. The method you choose can determine your premium cost because the less personalized service you require, the lower the premium. Progressive Auto Insurance has quickly grown because they have a goal to become the #1 consumer choice for car policies and because there are a number of ways to obtain protection, they have streamlined the process. With their ‘Name Your Price’ ad campaign, many consumers have investigated the possibilities of saving hundreds of dollars on their annual premium. Independent insurance agents can assist those that have questions about the best policies for their car, boat, home and they also offer life, health, renters, RV and motorcycle coverage, too. With …

What’s in a quote? If it’s an insurance quote – quite a bit

The most common question most people ask when looking for auto insurance is “what is it going to cost,” and they proceed to seek out a quote from whichever company they last saw on television or a billboard offering a good deal.  Our primary focus immediately  turns to finding the cheapest car insurance quote possible, but we often times don’t realize exactly what we are getting in a new policy. This is where we stress savings and tend to stray, only to find out at a very inopportune time that we are not covered as well as we initially thought we were.  When an unfortunate accident or loss of property occurs is really not the best time to find out that you are not properly covered, and with the average car insurance quote, there are a variety of vital bits of info that you should be aware of.  One important point that you should pay careful attention to is gaining an understanding of the abbreviations and terminology used in the quote. Some abbreviations you’ll want to note before reading another car insurance quote are: “PD” or Property Damage – the amount indicated under this portion of the quote will let you …

Smart tips for buying auto insurance

It is the informed buyer who walks away with the best deals on auto insurance. Lowest price does not always translate to the best insurance that you need. Seniors who have spent long years in business still find it challenging to understand the complex world of auto insurance. Coverage, riders, exceptions, the fine print and the list of stuff difficult for the common man to comprehend goes on. Thankfully, the Internet has simplified much of the complexities for you and good Samaritans have broken down these complexities into far more comprehendible stuff in the form of useful articles. It can do you a world of good reading those articles before you write out your check for your up coming auto insurance. Determining the coverageThe following factors are important in determining the coverage you need on your auto insurance. Liability against bodily injuries Liability against personal injury Coverage for protection against under insured/uninsured driver Protection against personal injury Comprehensive coverage and collision coverage. We cannot predict the quantum of compensation that would be determined in the event of an accident. The extent of damage to the vehicle and the injuries to individuals will be the major determining factors. Since we cannot pre judge …